Make a budget: to know where to cut, you need to know where the money is going!
Getting your finances under control after the holidays
Credit: Pixabay
Save: Make your coffee at home instead of making a detour to the more expensive local coffee shop. You'll be surprised at how much you'll save!
Getting your finances under control after the holidays
Credit: Pixabay
Subscriptions: Do you need all those monthly subscriptions? Netflix, Amazon Prime, Spotify, Disney +. Illico, etc. This is often one of the reasons why the bill goes up fast each month!
Getting your finances under control after the holidays
Credit: Pixabay
Carpooling: Reducing fuel costs by sharing the road with colleagues is a good idea!
Getting your finances under control after the holidays
Credit: Pixabay
Financial checkup: The balance sheet will help you decide how much of a turnaround you need.
Getting your finances under control after the holidays
Credit: Pixabay
Cooking: Avoiding restaurants and prepared foods can save you money.
Getting your finances under control after the holidays
Credit: Pixabay
If things are too bad, ask your family or friends for a hand. Bankruptcy trustees can also offer you the help you need.
Getting your finances under control after the holidays
Credit: Pixabay
Credit: The "easy" use of credit can be dangerous.
Getting your finances under control after the holidays
Credit: Pixabay
Debt: Consolidating debt can provide some breathing room, as long as you stick to your payment schedule.
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